Dannewsdisability

See you on the accessible road of life; Specializing in Accessible Tourism


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Travel Insurance and Pre-existing Medical Condition Exclusion for all you accessible travel needs.

Travel Insurance is there to help protect your travel investment. Please remember that Medicare and Medicaid will not cover you outside of the US. Some of the major insurance companies will not cover you at all when travel outside the US.

Dannewsdisability recommends you have at least 500,000 evacuation insurance for land tour, and water and land combination tours you should have at least 1,000,000 evacuation insurance coverage.

Also it is highly remcommend to purchase a travel insurance policy within 15 days of making your deposit on the trip. The following langaue is from the insurance company regarding pre-existing condition.

PRE-EXISTING MEDICAL CONDITION EXCLUSION:

              The Company will not pay for any loss or expense incurred as the result of an Injury, Sickness or other condition (excluding any condition from which death ensues) of an Insured, Traveling Companion, Business Partner or Family Member which, within the 180 day period immediately preceding and including the Insured’s coverage effective date: (a) first manifested itself, worsened, became acute or had symptoms which would have prompted a reasonable person to seek diagnosis, care or treatment; (b) for which care or treatment was given or recommended by a Physician; (c) required taking prescription drugs or medicines, unless the condition for which the drugs or medicines are taken remains controlled without any change in the required prescription drugs or medicines.

PRE-EXISTING MEDICAL CONDITION EXCLUSION WAIVER

The Company will waive the pre-existing medical condition exclusion if the following conditions are met:

  1. This plan is purchased within 15 days of Initial Trip Payment;
  2. The amount of coverage purchased equals all prepaid nonrefundable payments or deposits applicable to the Trip at the time of purchase and the costs of any subsequent arrangements added to the same Trip are insured within 15 days of the date of payment or deposit for any subsequent Trip arrangements;
  3. All Insured’s are medically able to travel when this plan cost is paid;
  4. The Trip Cost does not exceed $100,000, per person (only applicable to Trip Cancellation/Interruption/ Delay).

This coverage will be terminated and no benefits will be paid under this Pre-existing Medical Condition Exclusion Waiver coverage if the full costs of all prepaid, non-refundable Trip arrangements are not insured.

Dannewsdisability recomemends Berkshire Hathaway Travel Protection for your travel Insurance needs.

Click on the image to learn more about travel insurance.